20 Spencer CircleCouncil Bluffs, IA 51503

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Jake Vance
NP Dodge Real Estate
REALTOR®
402.906.2383
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3BEDROOMS 2TOTAL BATHS 2,196SQUARE FEET Active STATUS

Welcome To 20 Spencer Circle! This Incredibly Well Maintained & Beautifully Updated 3 Bedroom Home w/ A 4th Bonus Room Offers 2,196 Finished Sq. Ft. Of Comfortable Living Space In A Private Setting With No Backyard Neighbors. Spacious Living Room Filled With Natural Light, Full Dining Room Perfect For Entertaining, And Stunning Hardwood Floors. Updated Kitchen w/ Ample Cabinet Space & Functional Layout w/ Eat-In Dining Space. Three Bedrooms on Main Floor + Updated Bathroom. Finished Lower Level Features A Large Family Room, Half Bathroom, Flexible Living Space, And 4th Bonus Room For Guests, Office, Or Workout Room. Step Outside to Enjoy the Large Back Deck, Flat Spacious Lot + Privacy. Features 2 Car Garage, Storage Shed, And Pride Of Ownership Throughout!

20 Spencer Circle | MLS# 26-869

This single family home located at 20 Spencer Circle, Council Bluffs, IA 51503 is currently listed for sale with an asking price of $285,000. This property was built in 1962 and has 3 bedrooms with 2196 sq. ft. Spencer Circle is located within the Council Bluffs school district. Search Council Bluffs real estate on jakevance.npdodge.com today.

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Details

Property Type
Residential -
Days on Site
1
Status
Active
MLS
26-869
Home Style
Ranch
Subdivision
County
Pottawattamie
Garage Spaces
2
Year Built
1962

Schools

School District
Council Bluffs
Elementary
Hoover
Middle / Junior
Gerald W Kirn
Senior / High
Abraham Lincoln

Exterior

Lot Dimensions
59 x 115
Garage Type
Detached
Construction
Frame
Roof Type
Composition
Lot Description
Wooded, Flat Lot, Cul-De-Sac, Off Street, Concrete Road

Interior

Primary Bedroom Level
Main Floor
Basement
Yes
Fireplace
Wood Burning Stove
Basement Description
Partial, Partially Finished, Family Room, Other Bedrooms, Baths
Laundry
Washer Hookup, Dryer Hookup, Electric Dryer Hookup, In Basement
Interior Features
Eat-in Kitchen

Utilities

Cooling
Central Air, Electric
Heating
Natural Gas
Fuel Type
Gas

Taxes & Fees

Tax Amount
$3, 672
Tax Year
2024
Financing Terms
Cash, Conventional, FHA, VA Loan

Demographics

Mortgage Calculator

ESTIMATED MONTHLY PRICE: $2,335.33
=
blank Principal Taxes INS / PMI Other Total
Monthly $1,711.32 $306.00 $318.01 $0.00 $2,335.33
Yearly $20,535.84 $3,672.00 $3,816.12 $0.00 $28,023.96
Total $616,075.20 $110,160.00 $77,554.20 $0.00 $803,789.40
Results from this calculator are designed for comparative purposes only, and accuracy is not guaranteed.

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Stephanie Reinhardt NMLS# 623803 Mortgage Loan Officer

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/06/2026. The listing information on this page last changed on 05/06/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 05/06/2026 12:04:05 AM EST) or Omaha MLS (last updated Wed 05/06/2026 12:02:27 AM EST) or SWIAOR MLS (last updated Tue 05/05/2026 11:34:34 PM EST). Real estate listings held by brokerage firms other than NP Dodge Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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